Blog Articles
Medical debt to be excluded from millions of credit reports
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The three credit bureaus, Equifax, Experian, and TransUnion, announced that millions of U.S. consumers will
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What You Need To Budget for When Buying a Home
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When it comes tobuying a home, it can feel a bit intimidating to know how much you need to
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3 Ways to Cancel Private Mortgage Insurance (PMI) on a Conventional Loan
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Designed to protect lenders if a borrower stops making payments on their loan, private mortgage insurance
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The Average Homeowner Gained More Than $55K in Equity over the Past Year
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If you’re a current homeowner, you should know your net worth just got a big boost. It comes in
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Using Crypto to Buy a Home: Everything You Need to Know
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Cryptocurrency continues to gain popularity as an investment vehicle, as well as a means of payment for goods
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Debunking 5 Common Credit Inquiry Myths
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Paying down your debts or generating more income are practical ways to improve your DTI ratio. Always speak with your trusted mortgage advisor to find solutions for improving your DTI ratio as well as your credit score.
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2022 Tax Season Checklist: What Homeowners Should Gather Before Filing
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Even though taxes aren’t due until April 18, 2022, it pays to get organized. Tax filing season began on
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Getting a Mortgage for Self-Employed Borrowers is Easier Than Ever
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Buying a home just became easier for self-employed borrowers. When COVID-19 first began,
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The Gift Tax Myth: How it Impacts You
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HOW DOES THE GIFT TAX WORK WHEN USING GIFT FUNDS TO BUY A HOME? 1 $16,000 ANNUAL EXCLUSION The federal
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Fannie Mae Releases New Requirements for Condos in 2022
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Beginning January 1, 2022, Fannie Mae is taking a stronger look at condos after releasing requirements that
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Pros and Cons of Waiving an Appraisal When Buying a Home
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Lenders are touting to realtors and borrowers that they do not require an appraisal in order to approve and
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Buying a Home if You’re Legally Separated or Divorced
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Please speak to a mortgage professional prior to consummating your Property Settlement Agreement (PSA) to confirm the terms set forth in the agreement comply with standard mortgage underwriting guidelines.
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What You Need to Know About Homes with Solar Panels When Buying and Selling
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Solar panels are a great way to become more environmentally-friendly while saving on your energy bills. Some
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Why a Net Promoter Score is an Important Indicator of a Good Lender
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The best mortgage companies will gladly share their NPS, which is why NJ Lenders is pleased to announce that
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